Terms & Conditions
Last updated November 2, 2026
Use of this site
This website is operated by Whole Life Plans. By using it, you agree to these terms. Please use the site only for lawful purposes.
No guarantee of coverage or rates
Requesting a quote does not guarantee coverage or any particular rate. Coverage, eligibility and rates vary by carrier, product and state, and life insurance is subject to underwriting.
General information only
Information on this site is general and is not financial or tax advice.
Licensing
Whole Life Plans is a licensed life insurance agent.
SMS Terms
- Program: Heritage Insurance Group text messages (customer care and, if you opt in separately, marketing).
- How you opt in: by providing your mobile number and checking the consent box in the chat on our website.
- Message frequency varies. Message and data rates may apply.
- Reply STOP to cancel at any time; you'll receive one confirmation message. Reply HELP for help by texting (864) 209-1583, or contact joseph@heritageinsurancegroup.org or (864) 385-1015.
- Carriers are not liable for delayed or undelivered messages.
- Consent is not a condition of purchase.
- See our Privacy Policy.
Limitation of liability
To the fullest extent allowed by law, Whole Life Plans is not liable for any indirect or consequential damages arising from your use of this site.
Governing law
These terms are governed by the laws of the state of SC.
Changes
We may update these terms from time to time. The "Last updated" date above shows when they last changed.
Contact
- Whole Life Plans
- 120 S Spencer St, Duncan, SC 29334
- Phone: (864) 385-1015
- Email: joseph@heritageinsurancegroup.org